Most countries now require travel insurance as a prerequisite
for entry regardless of whether your are going for work or play. This is as a
result of the COVID virus so if you plan to travel make sure you have COVID
travel cover in place.
If you are going hiking or climbing or trekking then you need extra cover
for your activities.
Hiking and
Climbing an
d cycling tours have become popular for many adventure seekers looking to add a climb up
Kilimanjaro or a trek to
Everest Base Camp, Annapurna or
even Island Peak to their list of amazing adventures. But any climb to
high altitude carries with it a number of risks and having the correct
and good trekking insurance is an absolute must.
We will assist in helping you provide good cover.
Below we have
links to two options.
If you are in South Africa, either one will apply. If you
are not from South Africa then look at the World Nomad option on the right.
Remember that we are not insurance experts and it's your responsibility to
ensure you have correct and adequate cover. If you live in South Africa, we have other cover options.
This page is a guide only.
As a
company, we (Nomadic Adventures) do not allow anyone to climb with us
unless they have adequate travel insurance. Adequate, means you must be
covered for
1) trekking or hiking - this may sound strange, but many insurance list
that as an exclusion
2) altitude up to 6,000 meters. Most travel insurance providers do not
include this under their standard option and often limit it to 3500m or less.
3) Sprains strains and physiotherapy - yes, many insurers exclude this,
though ironically, this is what you will most likely need cover for.
4)
personal accident - this is the horrible part of insurance. Yes, you need to
be covered in the case of death. We are often told by clients - "if anything
happens to me, just leave me there." Bodies need to
be brought home or laid to rest overseas, and this can run into thousands of
dollars, creating a huge burden on family members.
TIC Travel Insurance offers cover for hiking, trekking, and general travel departing from South Africa, provided you do not exceed
3,500 meters above sea level.
This means you are not covered for high-altitude treks such as the
Annapurna Circuit, Mount Kilimanjaro, Everest Base Camp, the Inca Trail,
or Aconcagua.
However, TIC does offer standard travel insurance
that includes coverage for trip cancellation, curtailment, lost luggage,
and medical expenses — as long as your trip does not
involve trekking above 3,500 meters.
Please note: All TIC policyholders are fully covered for emergency
medical and related expenses if they contract COVID-19 while traveling
internationally. This includes costs for medical treatment, evacuation,
medical repatriation, return of children or a travel companion, and
burial, cremation, or the return of mortal remains.
Your TIC policy does not provide cover for
cancellation, curtailment or extension costs and expenses arising as a
result from: Severe acute respiratory syndrome coronavirus 2
(SARS-CoV-2) or any variant or mutation of such virus; and/or
Coronavirus disease (COVID-19) or any variant or mutation of such
disease; and/or Any epidemic, pandemic or health emergency declared or
classified as such by the World Health Organization or any national,
regional or local governmental authority; and/or Any fear or threat of
1, 2 or 3 above, whether actual or perceived.
By clicking into the link you confirm that you will read the policy wording first before you issue your cover...
Once you have done your initial quote, you will need to upgrade your
cover to include altitudes up to 6000m. Towards the bottom of the page
you will see a section called, Options: Upgrade your cover. Click the
link called 'View Adventure Sports Benefits'. A blue pop up screen will
open. Look for the level of cover required for 'trekking to 6,000
meters' or 'hiking to 6,000 meters'. Depending on your country it is
usually a level 1 or 2.
Please note that there is NO COVER available for travel to any country or part of it with a COVID-19 travel ban, and any events that arise when you travel
against the US Department of State government travel bans or Do Not
Travel warnings.
Ready to hit the road? Before you buy, check the US Department of State
travel warnings and make sure you understand the impact coronavirus
(COVID-19) and the associated travel warnings may have on travel
insurance coverage.
By clicking into the link you confirm that you will read the policy
wording first before you issue your cover.
